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Classic Car Insurance USA

Classic cars are like children, they need care, respect, and above all the right place to just go wild!

 

We Partner with Hagarty Classic Car Insurance & Safeco!

Unlike many other insurance companies agreed value policies are hard to find. This is the only TRUE way to protect your investment into a precious restored classic auto!

About Hagarty:

Hagerty’s Guaranteed Value® coverage

An Agreed Value policy—the same as Hagerty’s Guaranteed Value policy—guarantees that you will receive the full insured amount of the vehicle (with no depreciation, and including all sales taxes), in the event of a covered total loss.

In contrast, a Stated Value policy (sometimes called “stated amount” or “maximum limit of liability”) does not promise to pay the full vehicle value that’s indicated or “stated” on the policy. With regard to a covered total loss, you may receive less than that stated amount, because the insurer has the right to pay either your vehicle’s depreciated actual cash value OR the cost to replace your vehicle—whichever is less. Also, many insurers that offer stated value policies (typically standard insurers) require periodic appraisals to affirm the insured amount, adding cost and inconvenience to the client.