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Personal insurance
Personal insurance
Auto, home, condo, renters and umbrella, reviewed together so the liability limits line up and the umbrella sits on solid ground.
We also write motorcycles, boats, RVs, valuable items such as jewelry and collectibles, pet insurance and travel insurance. Every personal line is listed below.
Lines
Every personal line we write
Auto, home and umbrella have their own pages. The rest are quoted through the quote form, where you can pick as many as you need.
- Auto insuranceCovers injuries and damage you cause with your vehicle, and damage to the vehicle itself.
- Home, condo and rentersCovers your home or apartment, your belongings, your liability, and somewhere to stay after a covered loss.
- Personal umbrellaAdds $1 million or more of liability coverage on top of your auto and home policies for the claim that is bigger than they are.
- MotorcycleStreet bikes, cruisers, touring bikes and scooters, with liability, collision and coverage for your riding gear.
- Boat and watercraftFishing boats, pontoons, runabouts and personal watercraft, on the water, on the trailer and in storage.
- RV and camperMotorhomes, travel trailers and fifth wheels, including the belongings you carry and liability while you are parked.
- Valuable itemsA separate policy for jewelry, firearms, art and collectibles, with limits set to the appraised value.
- Pet insuranceHelp with veterinary bills for accidents and illness for dogs and cats.
- Travel insuranceTrip cancellation, medical care away from home and lost baggage, for one trip or a whole year.
Why together
Auto, home and umbrella are one decision.
The umbrella requires minimum liability limits on the policies beneath it, usually the auto policy's bodily injury limit and the home policy's personal liability limit.
Reviewing them separately is how households end up with an umbrella that cannot respond, or a dwelling limit set years ago at the purchase price. We review them as a set, usually once a year and at life events: a new driver, a new house, a boat, a board seat.
Business owners get one more check. If the business and the household share vehicles, space or equipment, we make sure each item is on the policy designed to respond.
Get a quote
Tell us about your household on the quote form, or send your current declarations pages and we compare them line by line.