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Nonprofit Insurance

Nonprofit organizations 501(c)(3) are at risk for as many liability issues as a profit-run business, if not more. Therefore, nonprofits need insurance too.

Why do Nonprofit Organizations need insurance?

Nonprofit organizations 501(c)(3) are at risk for as many liability issues as a profit-run business, if not more. Therefore, nonprofits need insurance too. When operating a nonprofit organization, you are focusing solely on making the world a better place, liability and insurance issues should not be a distraction or a cause for you to worry.

Your insurance must be tailored to your Nonprofit Organization’s needs.

  • How big is your board of directors and what liability issues might they face?
  • How many employees are there?
  • How many volunteers are registered with you?
  • What is the level of demand you are facing?
  • Who are the people you are serving?

What kinds of Nonprofits need Insurance?

Short answer of course is ALL of them need coverage, however, just like regular business insurance every nonprofit is unique and should be reviewed with an independent agent for the correct risk strategy to be developed.

We have worked with nonprofits that build houses, to nonprofit bands and everything in-between!

Examples of the coverage options we offer:

General liability insurance covers general issues. Property insurance will cover any property the nonprofit owns and runs on. Insurance for Directors and Officers will cover liability issues the board of directors may face.

Employee Practices Liability Insurance will cover liability issues that any employees of the nonprofit may face. Workers compensation insurance will provide financial security if any employees are harmed while undertaking work for the nonprofit.

Professional liability insurance will cover any business liability that the nonprofit may face. Commercial auto insurance will cover damages caused to vehicles owned by the nonprofit. Unemployment insurance will help ease the pain of unfortunate retrenchments.

Why choose Betters Insurance?

Betters Insurance is an independent insurance agency that works hard at providing the best specialty insurance packages to clients.

We specialize in rapid customer service, urgent claims, specialized insurance packages, and affordable pricing.

Whether you are a cultural organization, a mental health support centre, a community program, an environmental organization, or a fundraising champion Better Insurance can provide you with the Nonprofit Insurance package you need to keep bringing light into the world.

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