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Request a quote

Check the coverage you want, then answer only the questions that apply to it. A licensed agent reviews what you send, asks about anything missing, and replies with a written proposal. Most people finish in ten to fifteen minutes.

Already have policies? Link them securely through QuickStart instead and we quote like for like. Standard business lines can also be quoted online in minutes (opens in a new tab).

  1. 1Needs
  2. 2You
  3. 3Business
  4. 4Details
  5. 5History
  6. 6Send

Step 1 of 6What do you need?

Coverage to quote

Check everything you want quoted. The next steps only ask about what you check.

Business

Personal

Timing

Leave blank if you are only comparing.
Rather talk? Call 612-438-3377

Step 2 of 6About you

How to reach you

Address

The business address for business lines, or your home address for personal lines.

Rather talk? Call 612-438-3377

Step 3 of 6Your business

The business

Only for business lines.

As it appears on your filings.
If different from the legal name.
Optional now. Carriers need it before binding.
In your own words: the services or products, who your customers are, and anything unusual about the work.

Size

Only for business lines.

Include working owners.
Total wages for the next 12 months, your estimate.
Gross receipts for the next 12 months, your estimate.

Locations

Only for business lines.

Address and what happens at each one, if you have more than the address on the previous step.
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Step 4 of 6Coverage details

General liability

Only if you checked: General liability, Business owner's policy.

Leave blank if none.
Any of these apply?

Property

Only if you checked: Commercial property, Business owner's policy.

Approximate years, if known.

Workers' compensation

Only if you checked: Workers' compensation.

For example: 2 office staff, 4 installers, 1 driver. Payroll for each if you know it.
Leave blank if none.
On your current policy, if you have one. For example 0.92.

Commercial auto

Only if you checked: Commercial auto.

Business vehicles

Only if you checked: Commercial auto.

Vehicle 1

Without JavaScript, list further vehicles in the notes on the last step.

Drivers of business vehicles

Only if you checked: Commercial auto.

Everyone who drives for the business. Date of birth and license number are what the carriers rate on.

Driver 1
As printed on the license.
Date and what happened, or leave blank for none.

Without JavaScript, list further drivers in the notes on the last step.

Cyber

Only if you checked: Cyber.

Professional liability

Only if you checked: Professional liability.

Called the retroactive date on your policy summary page, if you have one.

Media liability

Only if you checked: Media liability.

Media activities (required)

Film and production

Only if you checked: Film and production.

Cities and the kinds of places: studio, private home, public street, water.
Any of these on set?
Locations, rental houses, cities, unions.

Commercial umbrella

Only if you checked: Commercial umbrella.

Leave blank if nobody.

Equipment and tools

Only if you checked: Equipment and tools (inland marine).

This covers tools and equipment that move around: on job sites, in vehicles and on set. Your property policy only covers them at your premises.

Larger items

Only if you checked: Equipment and tools (inland marine).

List anything worth more than about $5,000. For a long list, attach a spreadsheet on the last step.

Item 1

Without JavaScript, list further items in the notes on the last step.

Personal auto

Only if you checked: Personal auto.

Add-ons wanted

Vehicles

Only if you checked: Personal auto.

Vehicle 1
17 characters, on the registration or driver door sticker.
Name and city is enough.

Without JavaScript, list further vehicles in the notes on the last step.

Drivers and riders

Only if you checked: Personal auto, Motorcycle.

Everyone in the household who is licensed, including anyone who does not drive these vehicles. Insurers ask.

Driver 1
As printed on the license.
Date and what happened, or leave blank for none.

Without JavaScript, list further drivers in the notes on the last step.

Motorcycles

Only if you checked: Motorcycle.

Motorcycle 1

Without JavaScript, list further motorcycles in the notes on the last step.

Boats and watercraft

Only if you checked: Boat or watercraft.

Boat 1

Without JavaScript, list further boats in the notes on the last step.

RVs and campers

Only if you checked: RV or camper.

RV 1

Without JavaScript, list further rvs in the notes on the last step.

Valuable items

Only if you checked: Valuable items (jewelry, guns, collectibles).

Standard home policies cap these at small amounts. Listing each item covers its full value. You can attach appraisals or receipts on the last step.

Item 1

Without JavaScript, list further items in the notes on the last step.

Home, condo or renters

Only if you checked: Home, condo or renters.

Approximate years, if known.
Name and city; they will be listed on the policy.
Any of these?
Leave blank if none.
Protection
Spouse or partner on the policy, if any.

Personal umbrella

Only if you checked: Personal umbrella.

List each one, or leave blank.

Pets

Only if you checked: Pet insurance.

Pet 1

Without JavaScript, list further pets in the notes on the last step.

Travel

Only if you checked: Travel insurance.

Flights, lodging and tours that would be lost if you had to cancel.
What matters most

Something else

Only if you checked: Something else.

Rather talk? Call 612-438-3377

Step 5 of 6Current coverage and claims

What you have now

Paste the insurance clause if you have one.

Claims and losses

Insurers ask about the last five years for every kind of policy. Listing them now avoids a surprise later.

Claims

Add one row per claim or loss, including ones that were reported but not paid. Leave this empty if you had none.

Claim 1

Without JavaScript, list further claims in the notes on the last step.

Loss runs

A loss run is the claims history report your current insurer can give you. Not required, but it speeds up the quote.
PDF, image, Word or Excel files, up to 10 MB each and five files in total. Optional.

Anything else

Rather talk? Call 612-438-3377

Step 6 of 6Review and send

What you are sending

Check it over. Use Change or Back to edit anything.

Your answers are listed here before you send.

This is a quote request, not an application. Sending it does not bind coverage or commit you to anything. A licensed agent reviews what you send, asks about anything missing, and comes back with a written proposal. If you need coverage today, call 612-438-3377.

We reply by email during business hours.
Rather talk? Call 612-438-3377